COBRA



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Understanding COBRA And Mini-COBRA Premium Assistance
The American Recovery and Reinvestment Act (the economic stimulus legislation) provides assistance with premiums to help involuntarily unemployed workers purchase their former employer's COBRA or other continuation coverage. Originally, the act provided nine months of premium assistance for people laid off between September 1, 2008, and December 31, 2009. However, emergency legislation has extended this assistance: People can now get assistance paying for their COBRA premiums for up to 15 months if they were laid off between September 1, 2008, and May 31, 2010. Furthermore, in 2010, Congress may consider passing legislation that assists people who are laid off later.
An Employee's Guide to Health Benefits Under COBRA [PDF document] 
This booklet explains your rights under The Consolidated Omnibus Budget Reconciliation Act of 1986 to a temporary extension of employer-provided group health coverage, called COBRA continuation coverage.
COBRA Continuation Coverage Assistance Under The American Recovery And Reinvestment Act
The American Recovery and Reinvestment Act of 2009 (ARRA), as amended, provides for premium reductions for health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA. Eligible individuals pay only 35 percent of their COBRA premiums and the remaining 65 percent is reimbursed to the coverage provider through a tax credit. To qualify, individuals must experience a COBRA qualifying event that is the involuntary termination of a covered employee's employment. The involuntary termination must generally occur during the period that began September 1, 2008 and ends on May 31, 2010. (An involuntary termination of employment that occurs on or after March 2, 2010 but by May 31, 2010 and follows a qualifying event that was a reduction of hours that occurred at any time from September 1, 2008 through May 31, 2010 is also a qualifying event for purposes of ARRA.) The premium reduction applies to periods of health coverage that began on or after February 17, 2009 and lasts for up to 15 months. See Continuing Extension Act of 2010.
FAQs For Employees About COBRA Continuation Health Coverage
Provides answers to 25 Frequently Asked Questions (FAQs) about COBRA Continuation Health Coverage.
FAQs For Employees About COBRA Premium Reduction Under ARRA
Provides answers to 25 Frequently Asked Questions (FAQs) about COBRA Premium Reduction Under the American Recovery and Reinvestment Act of 2009 (AARA). 

 

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